What to Check in a House
Roof
Ventilation
Damp
Windows
Foundation
- Foundation and plinth
- Roof and terrace
- Ventilation and damp
- Windows and doors
- Quality of the walls
Walk the house from the ground up. Hairline cracks in plaster are common; diagonal cracks near window corners, salt marks at the base of walls and soft patches on the ceiling after the monsoon deserve a closer look by an engineer.
See house breakdownsMoney for a Home
Home loan
Ask the lender for a sanction letter before you choose a property. It fixes your real budget, the tenure and the share of the price you must pay yourself.
Documents
Keep copies of the title deed, encumbrance certificate, approved plan and tax receipts ready. Banks and the sub-registrar ask for the same set.
Insurance
Property insurance and loan cover protect the house and your family. Read what the policy says about floods, fire and structural damage.
- Down payment
- Loan approval
- Paperwork
- Payment and insurance
- Sale deed registration
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How a Move Works
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Search
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Inspection
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The deal
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Repairs
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Moving in
Buyer’s Handbook
| No. | Section | Check first | Then confirm | Keep on file |
|---|---|---|---|---|
| 01 | Documents | Title deed and chain of ownership | Encumbrance certificate for the last 30 years | Approved plan, completion and occupancy certificates |
| 02 | Inspection | Foundation, plinth and wall cracks | Roof, terrace and bathroom waterproofing | Wiring, plumbing and ventilation notes |
| 03 | Finance | Own contribution and stamp duty budget | Loan sanction letter and its conditions | Insurance policy and maintenance charges |
| 04 | Moving | Packing plan with labelled boxes | Utility transfers and society no-objection letter | Repair list to finish before move-in |